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  <!-- 1. Main Homepage / 4-Step Client Diagnostic Journey -->
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    <loc>https://valprism.io/</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.00</priority>
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  <!-- 2. Sanchay by ValPrism: India's Safe Yield Radar (FDs, Bonds & Monthly Income Planner) -->
  <url>
    <loc>https://valprism.io/?view=sanchay</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.96</priority>
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  <url>
    <loc>https://valprism.io/?app=sanchay</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.96</priority>
  </url>

  <!-- 3. Regional Market Focus (US & India) -->
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    <loc>https://valprism.io/?market=IN</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.94</priority>
  </url>
  <url>
    <loc>https://valprism.io/?market=US</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.94</priority>
  </url>

  <!-- 4. Plain-English Guide: How It Works (DIY Investor & RIA Advisor Workflows) -->
  <url>
    <loc>https://valprism.io/?view=how_it_works</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.92</priority>
  </url>

  <!-- 5. Advisor Prospect Pipeline & Client Audit Workstation -->
  <url>
    <loc>https://valprism.io/?view=advisor_pipeline</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.90</priority>
  </url>

  <!-- 6. Quantitative Methodology: Unified Beta Drift & Macro Forensics -->
  <url>
    <loc>https://valprism.io/?view=methodology</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.88</priority>
  </url>

  <!-- 7. Fund Overlap & Concentration Index -->
  <url>
    <loc>https://valprism.io/?view=overlap_index</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- 8. Interactive Portfolio Forensics Demo & Benchmark Lab -->
  <url>
    <loc>https://valprism.io/?view=demo</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.80</priority>
  </url>

  <!-- 9. Pricing, 30-Day Guarantee & Guardian Licensing -->
  <url>
    <loc>https://valprism.io/?view=pricing</loc>
    <lastmod>2026-09-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.75</priority>
  </url>

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